FMS Modernization
By automating financial processes and modernizing architecture, CHI Software helped a fintech client grow faster, scale smarter, and report with 50% more accuracy.
How CHI Software Transformed a Leasing Platform for Faster Expansion, Smarter Automation, and Seamless User Experience
Fintech, Digital Leasing, Paperless Solutions
Switzerland
Expansion into new markets required scalable infrastructure, automation, and compliance flexibility
Modernization of a digital leasing platform through architecture optimization and automation
5 specialists
Since March 2024 (ongoing)
faster expansion through leasing platform modernization
quicker releases after automation replaced manual work
stronger performance from optimized architecture and stability
greater user satisfaction through digital onboarding and paperless contracts
CHALLENGE
Our client envisioned a new way to lease vehicles online – making it simple, transparent, and entirely paperless. Yet, as the business grew, realizing this vision proved to be slow and complex. Each new country the company expanded into required manual configuration to localize their compliance setup, and separate infrastructure work. What was supposed to be a fast process to grow their market opportunities often turned out to be a months-long headache.
Technically speaking, the platform was reaching its limits. Its monolithic structure made updates risky and slow, while manual deployments delayed new features. The ability to map the platform’s performance under the hood was limited, which made troubleshooting time-consuming. To keep growing, the company needed a new approach to leasing software modernization that could make its system scalable, efficient, and adaptable across markets.
ENGAGEMENT STAGE
When our team came on board, the platform was already operating in several regions. Interrupting service was not an option. We began by working together with the client’s product squads, aligning modernization efforts with ongoing work. Together, we focused on leasing platform modernization that would preserve reliability while enabling rapid market rollout.
TRANSFORMATION
The project’s breakthrough came when the updated system went live in a new European market within only two weeks. The process that previously required months became automated, repeatable, and efficient.
The result of our work was to overhaul the system architecture using modern Java technologies and a modular structure. Automation served to replace manual deployment, and infrastructure was reconfigured for scalability. Monitoring tools gave the client real-time visibility into platform health. The result was a stable, future-ready vehicle leasing management software environment prepared for fast growth and easy localization.
SERVICES PROVIDED
DEVELOPMENT TEAM
SCALABILITY AND MARKET EXPANSION
The client was struggling with challenges that each new country the business expanded felt like starting from scratch. Every launch demanded new configurations with long approval times. Growth slowed, and expansion started to feel like a burden instead of an opportunity. The need for leasing platform modernization emerged as the company aimed to scale faster and more efficiently.
AUTOMATION AND DELIVERY
New version releases for the company’s existing software required constant supervision. Even small updates caused stress and delays. The process lacked flow, and the team needed a way to release confidently without long waits or manual work.
ARCHITECTURE FLEXIBILITY
While the existing platform was powerful, it was also bulky. Every change involved too many moving parts, making innovation slow. A more flexible structure was needed to support growth and reduce complexity.
PERFORMANCE AND OBSERVABILITY
When traffic increased, performance issues suddenly appeared just when the company needed it the most. Tracking the cause often took time and slowed their ability to respond to customers effectively. Better monitoring became a key goal of the leasing software modernization to keep everything running smoothly.
SECURITY AND COMPLIANCE
Protecting user data became more difficult as regulations evolved. Manual control could no longer guarantee safety. The platform needed stronger access rules and a transparent compliance framework.
STRATEGY
The platform’s vision of growing across markets while staying stable for everyday use was clear from the outset – and this was key to the project’s success. Our plan was to focus on creating balance between innovation and reliability, combining the client’s business goals with thoughtful leasing platform modernization.
DEVELOPMENT PHASES
The platform’s previous structure felt too heavy to move quickly. We wanted to shift to an architecture able to grow and update itself in a more nimble and lightweight way. By dividing the core into smaller Java-based services, the platform gained flexibility, since each part could now evolve independently, which made scaling up much easier.
Modern frameworks made the company’s daily work faster, more stable, and improved workflow clarity. Processes such as verification, approval, and contract signing became faster and more transparent, helping the platform deliver a better experience to both users and leasing partners.
Before modernizing its infrastructure, new releases once required careful coordination and waiting time. Automation changed that rhythm. Updates can now arrive smoothly and quietly through pipelines that handle the work behind the scenes, keeping everything running without interruption.
Trust and safety are an essential part of every software improvement – any update that introduces new risks is a step backward, not forward. Role-based access and secure verification created a controlled environment where sensitive data always stays protected, and compliance is ensured by design.
Expanding into new regions used to cost the company months of preparation. Through leasing software modernization, we were able to make the process structured and predictable. Each market can now be launched in weeks with full adaptation to language, currency, and regulations.
Users confirm their identity within seconds through secure integrations. The feature ensures smooth onboarding and legal compliance as part of a broader leasing platform modernization effort.
Instant connection to financial partners allows fast and reliable credit assessment, helping customers receive accurate leasing options without delays.
Applications flow naturally through submission, approval, and contract signing. Every step feels effortless while maintaining full transparency.
Each customer journey is carefully monitored to personalize messages and guide users toward successful completion.
With a modular software architecture, the company gained a foundation that enables rapid adaptation to new regional requirements. This leasing software modernization now positions it to be a leader in their field, since international expansion is now faster and simpler than ever.
Leasing documents are created and signed digitally, making every agreement paperless, traceable, and secure.
Clients, dealers, and financial institutions work together in one shared workspace with role-based access and real-time visibility.
Fintech and banking integrations allow seamless, transparent transactions directly within the platform.
+40% FASTER EXPANSION
The leasing software modernization allowed the company to expand into new markets in just weeks instead of months, making its international growth smooth and predictable.
3× QUICKER RELEASES
Automation turned deployment into a continuous flow, reducing manual work and giving the team the confidence to innovate.
+35% BETTER PERFORMANCE
Optimized architecture and workflow automation kept the platform stable, even during heavy traffic and complex operations.
+25% STRONGER COMPLIANCE CONTROL
Improved access management and transparent permissions increased trust among clients, partners, and regulators.
+30% HIGHER USER SATISFACTION
Instant verification, digital contracts, and a simple online journey gave users a faster and more enjoyable leasing experience.
-20% OPERATIONAL COSTS
Streamlined processes and predictable scaling lowered maintenance costs and improved long-term efficiency.
LONG-TERM FLEXIBILITY SECURED
Through steady leasing platform modernization, the company gained the agility and confidence to keep growing across new markets.
Organizations that are thinking about upgrading legacy leasing systems or have already made the decision to modernize vehicle leasing platforms can rely on CHI Software’s expertise in financial technology.
Our team is experienced in building scalable, secure, and high-performance systems that evolve with your business and deliver measurable value.
WHAT WE SPECIALIZE IN
BUSINESS WE SERVICE
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