FinTech Software Development Services

Leverage the full capacity of modern solutions and transform business operations with our FinTech development company. Be at the forefront of tech adoption and as close as possible to your customers.

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Fintech Industry Overview

The digitalization era is here. Now, quicker than ever, the market is shifting towards online financial services, while clients are getting more demanding. FinTech software development helps organizations use these trends to their advantage.

Financial technology transforms traditional banking operations, including money transfers, payment processing, personal finance management, and insurance. Over time, innovations have also penetrated internal banking workflows. You can’t hide from changes if you want to take part in the competition. The question is, who will help you pilot the digital ship?

CHI Software is a financial software development company with almost two decades of experience. We’ve been continually expanding our pool of experts to provide innovative services for the financial sector, such as tech consulting, design, coding, testing, DevOps engineering, and maintenance. From payment gateways to intricate AI solutions – we make the FinTech revolution happen.

Tackle Business Challenges with Fintech Software

Cost optimization FinTech software development services enable significant process automation, potentially reducing the need for human involvement and lowering fixed costs for your company.
Service speed and quality Finance development services enable same-day operations that are impossible for traditional banking. At the same time, automated workflow guarantees transparent control over service quality.
Accessibility Banking stopped being something daunting and complicated. Now it’s always at arm’s length, no matter where your clients are and what they are doing. Websites and mobile apps for finance are in great demand globally.
Improved security The digital sphere has made financial management more dependable than ever. First, two-factor authentication, then biometric authorization – financial software developers disrupt outdated security measures.
Competitive advantage Digitalization and convenience will bring you more loyal customers and strengthen your market position in the competition. The optimal combination of diverse FinTech services can forever change your relations with clients and partners.
Regulatory compliance Regtech is a distinct niche that focuses on regulatory management for the financial industry. AI algorithms monitor and report regulatory changes in real time, ensuring effortless regulatory compliance.

Our Financial Software Development Services

Our engineers offer FinTech software development expertise to bring your vision to life as a secure and user-centric product.

Product Discovery and Prototyping
Translate your idea into a tangible roadmap with rapid prototyping and sharp business insights that reduce risks before development even starts.
UI and UX Design for Financial Products
Craft purposeful digital journeys that balance compliance with clarity, designed for both everyday users and enterprise clients.
Custom Web and Mobile Development
Launch a robust and adaptable web platform or mobile app (or both) built around evolving user needs and the regulatory realities of the financial world.
API Integrations and Third-Party Services
As a FinTech software development company, we help you expand your ecosystem with frictionless integrations, from payment networks and KYC tools to vendors, CRMs, and analytics engines.
Cloud Infrastructure and DevOps Setup
We configure cloud-native infrastructure with automated testing, rollback mechanisms, and optimized deployment workflows so your team can ship confidently.
Ongoing Maintenance and Support
Future-proof your platform with proactive monitoring, iterative improvements, and responsive technical care at every stage.

Start your fintech innovations with our help!

Consult vetted experts

Custom Financial Software We Build

Digital Wallets and Mobile Banking Platforms
Empower your users with sleek tools to manage their finances, make payments, and track balances anytime, anywhere.
AI-Powered Virtual Assistants
Enhance customer interactions with intelligent, human-like assistants trained to resolve queries, guide transactions, and escalate with context.
Fraud Detection and Risk Scoring Systems
Mitigate threats in real time using intelligent algorithms that analyze behavioral patterns, detect red flags, and assess exposure.
Investment and Wealth Management Tools
Help investors and analysts reduce uncertainty through dynamic dashboards, real-time performance tracking, and built-in tools for portfolio comparison and outcome forecasting.
Cross-border payment and eCommerce solutions
Simplify global transactions with secure, compliance-ready tools for international money transfers and optimized checkout in cross-border commerce.
AI-driven automation for document processing
Turn complex paperwork into structured data with advanced OCR and NLP, accelerating operations while minimizing human error.

You Are in a Great Company

How We Deliver Custom FinTech Software

Business Discovery
We analyze your vision, target market, and tech landscape to shape the project scope and identify key requirements, guided by expert insights from both business and tech perspectives.
Result
- Vision brief
- Tech recommendations
- High-level roadmap
UX Research and Prototyping
Our team explores user flows and builds interactive prototypes to create intuitive product experiences that resonate with real users long before development begins.
Result
- UX wireframes
- Clickable prototypes
Architecture and Tech Stack Design
We define the optimal system architecture, from database structure to backend logic, and choose tools that align with your growth plans and security needs.
Result
- Architecture blueprint
- Tech stack documentation
Agile Development and Testing
As a trusted FinTech software development company, we build in short sprints, continuously integrating new features, running tests, and reviewing feedback to stay aligned. Our approach ensures steady progress and on-time delivery.
Result
- Working product increments with automated test coverage
Integration and Compliance Readiness
We integrate your solution with payment providers, KYC tools, and internal systems, ensuring compliance with relevant standards.
Result
- Fully integrated system
- Audit-ready compliance checklist
Launch and Ongoing Support
We support you through deployment, scale monitoring, and feature evolution so your app stays fast, secure, and reliable as it grows.
Result
- Live product with support and optimization plan

Our Awards and Certifications

How CHI Software Stands Out

The full scale of tech innovation

Apart from FinTech engineers, we provide a range of technical and non-technical talents, including AI and data science specialists.

ISO 27001 and 9001 certifications

We take strict data protection measures and guarantee quality coding according to the world-known standards.

Flexible cooperation

We offer FinTech software development through flexible engagement models. You can scale with a dedicated team or bring in specific developers to accelerate your launch.

Our Technological Expertise

FAQs

Do you have questions about our FinTech app development services? Below, we cover the most common questions our clients ask before starting a project with us.

Can you take over an existing FinTech product and improve it?

Yes, we often step in when products hit a growth ceiling or need modernization. We can:

- Audit existing code and infrastructure;
- Migrate to scalable, modern architectures;
- Improve UI/UX based on user feedback;
- Add new features or optimize performance.

It’s one of the ways we support companies transitioning from MVPs to full-scale products, especially when working with a FinTech company for the first time.
Who are your typical clients in the FinTech space?

We work with a wide range of clients, from funded startups to enterprise-level organizations. Some of the most common include:

- Digital banks and neobanks;
- Wealth and investment platforms;
- Digital wallet and payment solution providers;
- Cross-border e-commerce platforms;
- Financial planning SaaS products.

Whether you’re building from scratch or scaling a live product, our financial software developers are ready to support your next move.
How do you integrate FinTech software with existing systems?

We’ve handled integrations with everything from legacy banking systems to third-party KYC/AML tools and accounting platforms. Here's how we make it work:

1. API-first development to ensure compatibility;
2. Clear documentation and sandbox testing;
3. Data mapping and migration support;
4. Continuous testing to avoid disruptions post-launch.
How fast can you deliver a FinTech solution?

The answer depends on the project scope.

- MVPs typically take us 2-4 months.
- More complex platforms with integrations or compliance requirements may take 6 months or more.

To speed things up, we run discovery sessions early, define milestones clearly, and work in Agile-based sprints.
How do you stay on top of finance regulations during development?

Our team baked compliance into the process from the beginning. Our team works with the PCI DSS, PSD2 standards, and local data protection laws. We also:

- Implement role-based access and secure data storage;
- Conduct regular code and architecture reviews;
- Offer audit support if needed.
How do you handle sensitive financial data during development?

We treat your data as if it were our own. Security isn’t an afterthought – it's at the core of how we work. Here’s what that includes:

- End-to-end encryption and secure coding practices;
- Strict access controls and environment segregation;
- Compliance with data management standards;
- On-premise or cloud options customized to your risk model.

Our clients trust us because we combine transparency with robust security frameworks, especially critical in custom financial software development.
How can custom financial technology solutions boost my business revenue?

A thoughtfully built platform can unlock new value across operations, customer experience, and decision-making. Here’s how:

- Automating routine tasks to reduce manual errors and decrease operational costs;
- Accelerating transactions and customer onboarding to improve conversion rates;
- Providing real-time insights for smarter financial decisions;
- Turning user journeys into habits with thoughtful design and flow;
- Creating new digital revenue streams with personalized services and features.

With the right approach to custom financial software, even incremental improvements can have a big impact on your bottom line.
How do you help my FinTech solution stand out?

We focus on more than just features. Our job is to help you find the sweet spot between user needs, business goals, and technical feasibility. Our approach includes:

- Modern, intuitive UI/UX shaped around finance users;
- Scalable architecture for fast performance;
- Advanced features like personalization, analytics, and automation;
- Real-world validation with early feedback loops.
What ROI should I expect from FinTech software?

It varies based on your goals, but most of our clients report:

- Reduced operational costs through automation;
- Faster customer onboarding and retention;
- Improved accuracy in reporting and decision-making;
- New revenue streams through digital services.

We’ll help define ROI metrics early so you can measure real business impact – not just vanity KPIs.